As you know the Pandemic has perturbed the lives of many due to the COVID-19 variant. The shockwaves of COVID-19 have spread most of the domains of medicines. During the pandemic, the only way that was working to mitigate and eliminate the disease was social isolation and social distancing. Apart from this what helped was digital technology as it prevented the disconnection of social, medical, business, educational and other aspects. Parents could educate their children through digital technology. Employment was maintained and even generated with work from home opportunities. Essentials and other shopping were done completely online and they were delivered in time. In fact, during the pandemic, telemedicine was working and e-consultations and teleconsultations were provided to the patients.
What is e-RUPI?
Recently, the first step towards the digital currency in the country has been taken by our PM Narendra Modi. The digital payment system which is cashless and contactless is named e-RUPI. It is an electronic pre-paid voucher that can be given directly to the citizens only after the verification of mobile number and identity. This voucher is delivered in the form of a QR code or an SMS to the mobile number and can be used by the beneficiary himself. Thus, it is non-transferable.
How will e-RUPI benefit people?
Since the country has given a new dimension in the field of digital governance, government, as well as non-government organisations, can use this to support anyone in respect of education, medical treatment which was the need of the hour during the ongoing pandemic. Since poverty is also a major problem and many people are unaware of the need for masks as well as the required medicines, the e-RUPI facility has been launched concerning health care and later, it will be diverse in various segments.
The working of e-RUPI is not complicated yet simple. The sponsors of the services will be connected to the beneficiaries as well as the service providers digitally. No intermediary is involved, thereby assuring timely payments to the service providers. The voucher can be used for allied treatments of COVID-19 and focussed on poor sections of society. Several other schemes are meant for providing nutritional support and drugs under Mother and Child Welfare Schemes, TB eradication schemes, Ayushman Bharat Pradhan Mantri Jan Arogya Yojna, and many others. e-RUPI can be effectively used for providing services for the above-mentioned schemes.
The usage of e-RUPI can be done by various organisations as well as individuals. These vouchers can also be used for buying vaccination at hospitals or paying for poor hospitals. The subsidies of the government on education, agriculture, and nutrition could be routed back via the e-RUPI system. The Prime Minister has launched such schemes to ensure that benefits reach its targeted and leak-proof manner.
Conclusion
The e-RUPI system has been launched by NPCI and offers several benefits to hospitals and corporates. It is a safe and secure way of payment when it comes to hospitals. Through a verification code, authorisation is done. No bank account is needed to get the e-RUPI voucher redeemed. There is no need to share the personal details of the beneficiary. Since it is completely digital, therefore, there is no need of carrying a printout of the voucher. There are several health care management companies that serve hospitals and works for patient management, health management, disaster and relief management, and healthcare data management. One of the best is Vaxan which brings a variety of solutions to help Indian Healthcare.
With time, Indian health care will surpass the Covid-19 variant with the help of all the initiatives such as social distancing and the recently launched digital cashless payment system of e-RUPI.
